Hidden IVF Costs That Catch Couples Off Guard

When couples ask, “how much does IVF cost in the UK,” they’re often thinking about the treatment itself. But IVF costs go far beyond what’s on a clinic’s price list. Here’s what prospective parents should really budget for.

1. Medication IVF drugs can cost anywhere from £1,000 to £2,500 per cycle. These are often billed separately, especially at private clinics.

2. Freezing & Storage Embryo freezing: £350–£500 Annual storage: £250–£400 per year Some clinics offer bundles that cover 1–2 years of storage — others do not.

3. Travel & Accommodation If you don’t live near a clinic, travel and hotel stays can add up quickly — particularly over multiple appointments.

4. Time Off Work You’ll likely need multiple mornings or days off for scans, egg retrieval, and recovery. If you’re self-employed, this could mean loss of income.

5. Emotional & Mental Health Support Counselling is often recommended (and sometimes required). Sessions typically cost £40–£80 per hour.

6. Lifestyle Costs IVF is a life-changing journey. You may invest in healthier food, supplements, yoga classes, or alternative therapies. These costs, while not mandatory, can accumulate.

7. Failed Cycles & Repeat Treatments Only about 25–30% of IVF cycles result in pregnancy. Many couples need 2–3 attempts — potentially doubling or tripling their original budget.

IVF costs go beyond the clinic quote. From medications and storage to travel and emotional wellbeing, it’s crucial to prepare for the full financial picture.