What Does IVF Cost Include (and Exclude)? Know Before You Pay

You might search “how much does IVF cost in the UK” and see a single number. But what exactly does that number include? Let’s break it down.

Included in the Base IVF Cost Typically, a basic IVF package (about £4,000-£5,000) includes:

  • Initial consultation
  • Ovarian stimulation monitoring
  • Egg collection
  • Fertilisation
  • Embryo culture
  • Embryo transfer

What’s Often Not Included

  • Medication: £1,000-£2,000 per cycle
  • Blood tests and scans
  • Embryo freezing/storage (£350+ per year)
  • ICSI or donor sperm/eggs
  • Sedation or anaesthesia fees

Payment Tip: Ask for a full itemised quote so you don’t face unexpected bills.

Hidden Costs

  • Time off work
  • Travel and accommodation
  • Follow-up consultations
  • Emotional support or counselling

How to Protect Your Budget

  • Opt for all-inclusive packages if available
  • Ask about refund or multi-cycle programs
  • Budget an extra 25-30% above base costs for hidden fees

Knowing what you’re paying for is half the battle. A transparent quote helps you plan better, reduce stress, and make informed decisions about your fertility journey.

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